Referred Insurance Companies for a Surety Bond in Massachusetts

Many of our Broker Prelicense students have asked us for referrals to Insurance Agents that can help them with the surety bond that they need.  As you know all Massachusetts Real Estate Brokers must have a $5000 surety bond before taking the test and while they hold an active Broker license.

Many of our students were running into problems not being able to find an nsurance company or agent that could help them.  So, a few months ago we sent out an email asking for referrals to insurance agents or companies that our students would recommend.  We would like to thank everyone for getting back to us.

Below you will find the list of insurance agents that have been referred to us from our students.  Please let us know if you have any problems with any of the agents listed below.

Referred Insurance Agents and Companies:
Chris Russo
Russo Insurance
Medway, MA
Phone: 508-533-3000
Fax: 508-533-5333
Gaudette Insurance
68 Worcester Street
North Grafton, MA 01536
Phone: 508-839-6022
Fax: 508-839-4416
Richard R. Green Insurance Agency, Inc.
32 Somers Road
Hampden, MA 01036
Phone: 413-566-0028
Fax: 413-566-0090
Nicholas Gennetti
Cochrane and Porter Insurance Agency
981 Worcester Street
Wellesley, MA 02482
Mancuso and Nowak
252 Boston Turnpike
Shrewsbury, MA 01545
Phone: 508-756-4310
Fax: 508-752-6712
Brown and Brown Insurance
3 Hollis St
PO Box 1497
Pepperell, MA 01463
Phone 978-433-7228
Fax: 866-848-6097
Heidi Pafumi
BKaye Insurance
44 Harkness Ave
East Longmeadow MA
Phone: 4136874339
Email: Hpafumi@bkaye.com
Barbara Christopherson
Account Executive, Commercial Lines Ins.
Thomas Woods Insurance Agency, Inc.
20 Park Ave., PO Box 2940
Worcester, MA  01613-2940
Tel. 508-755-5944 ext 110
Fax 508-755-6412
John Dustin or Carly Longo
JED Insurance & Financial
30 Mechanic St #5
Foxborough, MA 02035
Phone: 508-543-1067
J.R. Tallman & Co., Inc
P.O. Box 469
12 Court Street
Taunton, MA 02780
Phone: 508-824-4051
Fax: 508-822-7654
Nicholas Stoddard
Liberty Mutual Insurance
11 Village Hill Rd., Suite 103
Northampton, MA 01060
Direct: 1-413-582-7059
Toll Free: 1-866-583-5306
Fax: 1-413-582-7947

Massachusetts Real Estate Salesperson Prelicense Requirements

Massachusetts Real Estate Salesperson Prelicense Requirements

This video explains all the requirements for taking the 40 hour Salesperson’s Prelicense class and taking the Prelicense Examination. People interested in getting a real estate agents license in Massachusetts should go to http://baystateacademy.net and sign up for our industry updates for more detailed information.

Massachusetts Real Estate Prelicense Exam Tutorial

Massachusetts Real Estate Prelicense Exam Tutorial

The Real Estate Exam in Massachusetts can be confusing but only because of the volume of real estate terms that need to be learned by the students. When I am teaching, about halfway through the first day, students will ask if they really need to know everything that we are covering for the test. I wish that I could tell them that they only need to know a few terms but that is not the case. The test covers over 1200 terms. Which can seem intimidating at first but once we get familiar with the basics things more along quite nicely.

 

I am sure that most Real Estate Trainers would agree that the only way you are going to pass the exam is to know the vocabulary. But how should the students go about learning the terms is the question?

 

I teach a technique that I call pointing the test. The exam is made up of 135 questions.  There are 85 questions on the general portion of the test and 50 questions of the state portion of the exam. The students have 4 hours to complete the exam and they only need a 70% on each portion of the test to pass.

 

It is important to note that all of the questions are not worth the same point value but the student will not be aware of which questions are worth more points on the test.  This sounds like we are going in circles until you realize that the test stresses particular subject areas.

 

If you go to the Pearson Vue Website and download the content outline of the test you will discover that some of the subject areas have substantially more questions than others. In talking with student both before and after their exam I have noticed a pattern.

 

Students that concentrated their studying on the subject areas that had more questions got higher scores on the test. I know this might sound obvious but you would be surprised how many students start studying for the test with out any focus.

 

So it should come as no big shock to hear that focused studying is the first part of the process that I call pointing the test.  The second part of the process has to do with how the students actually take the exam. Here are the rules of the second part:

 

  • On your first pass through the exam read all of the questions in detail. Then answer all of the vocab questions that you feel confident about first and skip all the hard vocab and math questions.
  • On your second pass through the exam answer just the hard vocab questions. If you do not know the answer try to guess the best that you can by eliminated 1 or 2 of the choices. Please remember to answer all of the questions as blank answers are always marked incorrect.
  • On your third pass through the exam answer all of the math questions.

 

The reason that I suggest this Pointing the Test method is that it focuses the student on getting as many points as possible as fast as possible. This is important because often times a students first guess/thought about a question is the correct answer. The other benefit is that the student is reading all of the questions on the test before answering the hardest questions. Many of the description to questions on the test will give answers to other questions. This gives the best chance to get the points from those harder questions. And finally we come to the math questions. Of all the questions on the test the math questions cause more fear and dread than all the others combined. You will be happy to hear that only 10% of the questions on the test will be math questions. So if you leave these question until the end you will not be so flustered by the math that you get easy vocab questions wrong.

 

That is it for my suggestions try them out and let me know what you think in the comments bellow.